Tamra S. Connor, Ph.D.
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TnT WayPoints Publishing

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Order your copy today to get started on your journey to financial wellness. 
$9.99 USD.  The books are available in multiple countries.
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Build Confidence. Build Clarity. Build a Financial Life That Finally Makes Sense.

If you’ve ever felt overwhelmed by money, stuck in the same habits, or unsure where to start, The 30‑Day Money Challenge gives you a simple, doable path forward. This isn’t another budgeting book full of guilt or complicated formulas. It’s a guided, practical, real‑life reset that allows you to take one small step at a time along your path to financial wellness.
Across 30 days, you’ll build awareness, make intentional choices, take meaningful action, and learn how to adjust without shame. Each day includes a clear challenge, a short teaching moment, a reflection prompt, and an original TnT Waypoints quote to keep you grounded and motivated.

And this book is just the beginning. The 30‑Day Money Challenge is the first in the TnT Waypoints Series. The Series is a growing collection of focused 30‑day challenges designed to help you master every part of your financial life with honesty, simplicity, and zero fluff.
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​The 30-Day Budget Challenge is a practical, real-life challenge designed to help readers build a spending plan they can actually live with.

​Instead of forcing people into rigid rules or unrealistic systems, this 30-day journey walks them step-by-step through understanding their habits, clarifying their priorities, and creating a budget that supports their real life, not an idealized version of it. 
​Over four weeks, readers learn to track their spending honestly, map their fixed and flexible expenses, identify leaks and patterns, and build a plan that reflects their values. Each day includes a short teaching moment, a TnT WayPoints quote, a focused challenge, a clear explanation of why it matters, and a reflection question to deepen insight and build confidence.
Copyright 2026 by Tamra S. Connor, Ph.D.